Karen Easterling

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

Everyone could likely use life insurance at some point, but did you know that one in two Americans will need prolonged medical and personal assistance at some point in their lives as well? That's a fifty percent chance! With those odds, plus the very high costs of long-term care, the best time to think about helping protect your loved ones and your future is now.

State Farm Insurance® is the largest corporate contributor to the Federal Alliance for Safe Homes (FLASH), one of the fastest-growing disaster preparedness organizations in the nation.

Residential fires caused by candles have more than doubled over the past decade, according to the National Fire Protection Association Journal article.

State Farm conducted a survey on the state of American neighbors and found that the vast majority, 83%, are willing to help a neighbor having financial problems. It also found that we still watch out for each other, that our neighbors do matter and that knowing your neighbors name counts. To explore more survey findings visit statefarm.com/neighbors.